Your Guide to Buying a Home in the U.S.: Mortgages for International Buyers from Central & South America

Are you an international buyer from Central or South America looking to purchase property in the United States? Whether you’re investing in a second home, relocating for work, or simply dreaming of owning a piece of property in the U.S., the mortgage process can seem complex. But don’t worry, you don’t have to navigate it alone!

At Mortgages Done Right, we specialize in helping international buyers like you secure the perfect mortgage to make your U.S. homeownership dreams a reality. With over 30 years of experience, we understand the unique challenges that international buyers face and are here to guide you through every step of the process.

Why Work with Mortgages Done Right?

As an international buyer, you need a trusted partner who understands the U.S. mortgage landscape and can make the process easy and efficient. Here’s why Mortgages Done Right is the ideal partner for international buyers:

1. We Simplify the U.S. Mortgage Process

Navigating the U.S. mortgage system as an international buyer can be overwhelming. From understanding the legal requirements to gathering the right documentation, there’s a lot to consider. At Mortgages Done Right, we make it simple. We break down the process into easy-to-follow steps, ensuring you know exactly what’s needed and when. You won’t have to worry about missing anything—we handle the details for you.

2. We Work with Over 25 Banks to Get You the Best Rates

International buyers often face higher interest rates or fewer loan options. But at Mortgages Done Right, we work with over 25 banks and lenders, which allows us to find the most competitive mortgage rates and tailor them to your financial situation. Our wide network of lenders gives you more options, and our experience ensures you get the best possible deal.

3. Personalized Service, Wherever You Are

We understand that buying a home in the U.S. while living abroad presents unique challenges. That’s why we offer personalized, one-on-one service no matter where you are. Whether you’re in Central or South America, we’re available to answer your questions, offer expert advice, and keep you updated throughout the mortgage process. Our goal is to make sure you feel confident and supported every step of the way.

4. No Income Verification? No Problem

Many international buyers worry about qualifying for a U.S. mortgage due to differences in income documentation. But with our expertise in asset-based loans and other creative loan products, you may not need traditional income verification to secure financing. We work with a range of lenders who offer flexible loan programs specifically designed for international buyers, so you can purchase the property you want without the usual hurdles.

What You’ll Need to Get Started (Varies from person to person) 

If you’re ready to begin the process of buying property in the U.S., there are a few key things you’ll need to gather to start your mortgage application:

• Valid Passport or Visa: A valid identification document is required to verify your identity.
• Proof of Funds for Down Payment: As an international buyer, you’ll likely need to put down a larger down payment (typically 20-30%).
• Proof of Assets: Documentation of your assets, whether they are real estate, investments, or savings, can strengthen your loan application.
• Credit Information (If Available): While U.S. lenders may not be able to access your home country’s credit report, any available credit documentation may be helpful.

Don’t worry if this list seems long! We’ll guide you through the specifics and help you gather everything needed to ensure a smooth application process.

Take the First Step Toward U.S. Homeownership

Buying a home in the United States from Central or South America doesn’t have to be complicated. With Mortgages Done Right on your side, you’ll have the expertise, personalized service, and access to competitive mortgage rates you need to make the process easy and successful.

Ready to take the first step? Contact us today at +1(561)556-9610 or visit MortgagesDoneRight.com for a free consultation. We’re here to help you secure the financing you need to make your U.S. homeownership dream a reality!

Contact Mortgages Done Right

Greg Hayden, Mortgage Expert
Phone: +1(561)556-9610
Email: [email protected]
Address: 1500 Gateway Blvd Suite 220, Boynton Beach, FL 33426
Websites: BocaRaton.Mortgage | MortgagesDoneRight.com