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Hometown Heroes Program

Hometown Heroes Program

Empowering Our Community: The Florida Hometown Heroes Housing Program

At Mortgages Done Right, we believe in giving back to the heroes who serve our communities every day. We are proud to promote the Florida Hometown Heroes Housing Program, designed to make homeownership more affordable for our dedicated community workforce. This initiative provides essential financial assistance to first-time, income-qualified homebuyers, helping them secure a primary residence within the communities they serve.

What is the Florida Hometown Heroes Housing Program?

The Florida Hometown Heroes Housing Program offers down payment and closing cost assistance to eligible full-time employees working for Florida-based employers. This program is a fantastic opportunity for first-time homebuyers to achieve their dream of homeownership with added financial support and benefits.

Key Benefits of the Hometown Heroes Program:

  • Lower Than Market Interest Rates: Eligible participants can enjoy reduced interest rates on various mortgage options, including FHA, VA, RD, Fannie Mae, and Freddie Mac.
  • Reduced Upfront Fees: The program offers significant savings with no origination points or discount points.
  • Down Payment and Closing Cost Assistance: Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $35,000) to help cover down payment and closing costs.
  • Deferred Second Mortgage: Assistance is provided in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage is due in full upon the sale of the property, refinancing of the first mortgage, transfer of deed, or if the homeowner no longer occupies the property as their primary residence.

Why Choose Mortgages Done Right?

With over 30 years of experience in the mortgage industry, Mortgages Done Right is committed to helping you navigate the homebuying process with ease and confidence. Our team of experts is here to guide you through the benefits of the Florida Hometown Heroes Housing Program, ensuring you make the most of this valuable opportunity.

We understand the unique challenges faced by our community’s heroes, and we are dedicated to providing personalized mortgage solutions to meet your needs. Our extensive network of over 30+ investors allows us to offer competitive rates and flexible lending options, ensuring you receive the best possible terms for your home loan.

Share Your Story

Have you benefited from the Florida Hometown Heroes Housing Program? We want to hear from you! Your stories inspire us and others in the community. Share your experience with us here.

Get Started Today!

If you are a first-time homebuyer and part of the eligible workforce, don’t miss out on this incredible opportunity. Contact Mortgages Done Right today to learn more about the Florida Hometown Heroes Housing Program and take the first step towards owning your dream home.

Visit our website at mortgagesdoneright.com or call us at 561-556-9610 to speak with one of our mortgage experts. Together, let’s make homeownership a reality for our community’s heroes.